In my previous blog , I discussed part one of the most common roadblocks for investment property mortgages.  In no particular order, the following is the second of my series Continue reading →

Over the last couple of years in Canada, a lot has happened on the investment property mortgage landscape.  The most significant one being back in 2010 when Canada finance minister announced minimum downpayment requirements (20%)  for investment property mortgages.  It shined a spotlight on investors, Continue reading →

When you apply for a mortgage, one of the key criteria is meeting the lender’s debt ratios. (see my related blog) Your debt ratio includes Continue reading →

We are in a very interesting window of time right now.  Interest rates are low.  Have you tested your existing mortgages with a refinance scenario?  If you haven’t explored the possibility of refinance, you may be missing an opportunity Continue reading →

In my previous blog , I discussed a number of reasons why simply looking at mortgage rate is not as important as one may think.  This is especially important for the real estate investor interested in building up a portfolio with multiple mortgages and properties.  Here are some other things to consider, beyond just looking at the rate. Continue reading →

Believe it or not, it is not all about the rate.  Yeah, it may feel cool to tell your co-workers and friends the smoking deal you got on your mortgage, but Continue reading →

March 11, 2013. Got quoted today in Mortgage Broker News, about registering former grow-ops with the regulatory authorities.  Not a good idea, in my opinion, it will narrow lender choice and hurt real estate investors and innocent home buyers.  A properly remediated property Continue reading →

Is this you or someone you know? You are a new investor and have dreams of building a real estate portfolio. You have your primary residence and there is some locked-in equity, but gosh darn, your existing mortgage term is not expiring in the near future. Continue reading →

Many consumers think that mortgages can only be obtained by walking into a ‘bricks and mortar’ retail bank. But the mortgage lending world goes far beyond that. There are so many mortgage options and lenders available, Continue reading →

Previously I discussed the mortgage pre-approval, which is the first step in the mortgage approval process. Here is a basic rundown of the rest of the process, from purchase offer acceptance to closing day. Continue reading →