In my previous blog , I discussed part one of the most common roadblocks for investment property mortgages.  In no particular order, the following is the second of my series

Over the last couple of years in Canada, a lot has happened on the investment property mortgage landscape.  The most significant one being back in 2010 when Canada finance minister announced minimum downpayment requirements (20%)  for investment property mortgages.  It shined a spotlight on investors,

When you apply for a mortgage, one of the key criteria is meeting the lender’s debt ratios. (see my related blog) Your debt ratio includes

We are in a very interesting window of time right now.  Interest rates are low.  Have you tested your existing mortgages with a refinance scenario?  If you haven’t explored the possibility of refinance, you may be missing an opportunity

In my previous blog , I discussed a number of reasons why simply looking at mortgage rate is not as important as one may think.  This is especially important for the real estate investor interested in building up a portfolio with multiple mortgages and properties.  Here are some other things to consider, beyond just looking at the […]

Believe it or not, it is not all about the rate.  Yeah, it may feel cool to tell your co-workers and friends the smoking deal you got on your mortgage, but

March 11, 2013. Got quoted today in Mortgage Broker News, about registering former grow-ops with the regulatory authorities.  Not a good idea, in my opinion, it will narrow lender choice and hurt real estate investors and innocent home buyers.  A properly remediated property

Is this you or someone you know? You are a new investor and have dreams of building a real estate portfolio. You have your primary residence and there is some locked-in equity, but gosh darn, your existing mortgage term is not expiring in the near future.

Many consumers think that mortgages can only be obtained by walking into a ‘bricks and mortar’ retail bank. But the mortgage lending world goes far beyond that. There are so many mortgage options and lenders available,

Previously I discussed the mortgage pre-approval, which is the first step in the mortgage approval process. Here is a basic rundown of the rest of the process, from purchase offer acceptance to closing day.